Best ATMs in Southeast Asia – Withdraw Cash for the Lowest Fees! 💰
Backpacking Southeast Asia? Most places only accept cash, and withdrawing money from the wrong ATM can cost £5+ per transaction.
💰 Here’s where to find the cheapest ATMs in Thailand, Vietnam, Indonesia, and more!
💡 ATM fees were last checked in February 2025, based on traveler reports and bank websites. Always check the ATM screen before withdrawing.
Best ATMs for Backpackers by Country
| Country | Best Low-Fee ATM ✅ | Fee Per Withdrawal |
Avoid These ATMs❌ |
|---|---|---|---|
| 🇹🇭 Thailand | AEON Bank | ฿150 (~£3.30) | Bangkok Bank, Krungsri (฿220–฿250) |
| 🇻🇳 Vietnam | TPBank, VPBank | Free up to 3M VND, then ~£2 | Vietcombank (~£3) |
| 🇮🇩 Indonesia | BNI, Mandiri, CIMB Niaga | IDR 30,000 (~£1.50) | BCA, Maybank (IDR 50,000+) |
| 🇲🇾 Malaysia | Maybank, HSBC | MYR 5 (~£0.90) | CIMB (MYR 10+) |
| 🇰🇭 Cambodia | ABA Bank | $4–$5 | ACLEDA, Canadia Bank ($5+) |
| 🇵🇭 Philippines | BPI, Metrobank | ₱250–₱300 (~£3.50–£4.20) | HSBC (₱300+) |
ATM Withdrawal Tips for Backpackers
✔️ Withdraw the maximum amount allowed – Fewer transactions = fewer fees.
✔️ Always choose ‘Local Currency’ when paying – Avoid poor conversion rates.
✔️ Use ATMs inside banks or malls – Safer than street ATMs.
✔️ Have a backup card – ATMs sometimes reject foreign cards for security reasons or worse they might get stuck in the ATM. We suggest the best travel cards here.
Hanging Travel Toiletry Bag – Compact Organizer
Keep your grooming essentials organized on the go. This waterproof hanging toiletry bag is a must-have for hostels, campsites, or hotels. Lightweight and space-saving for backpackers.
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Microfiber Changing Robe – Quick-Dry & Lightweight
Change discreetly after a swim with this microfiber towel robe. Quick-drying, compact, and perfect for beach trips, surf camps, and cold showers during backpacking adventures.
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Universal Travel Adapter – All-in-One with USB-C
Charge anywhere in the world. This all-in-one universal adapter works in 150+ countries and includes USB-A and USB-C ports. A travel essential for digital nomads and backpackers.
Shop Now →Final Verdict: Where to Withdraw Cash in Southeast Asia?
| Country | Best ATM Choice |
|---|---|
| 🇹🇭 Thailand | AEON Bank (฿150 fee) |
| 🇻🇳 Vietnam | TPBank, VPBank (Free up to 3M VND) |
| 🇮🇩 Indonesia | BNI, Mandiri (IDR 30,000 fee) |
| 🇲🇾 Malaysia | Maybank (MYR 5 fee) |
| 🇰🇭 Cambodia | ABA Bank ($4–$5 fee) |
| 🇵🇭 Philippines | BPI, Metrobank (₱250–₱300 fee) |
💳 Pair this with a fee-free travel card (Starling, Revolut, Monzo) for the best savings! Check our FULL comparison travel cards guide.
💡Don't forget to keep your cards and valuable SAFE in a travel wallet.
🚀 Final check
Not sure what to pack for your South East Asia Trip? Don't worry at Tribe Feel we got you:
- 🎒 The Ultimate Backpacking Packing List for Southeast Asia
- 🌅 South East Asia Travel Accessories Collection
Eye Mask – Sleep Better on Flights
Perfect for long-haul flights and hostel stays, this lightweight travel eye mask helps backpackers sleep anywhere. Blocks light, soft fabric, and fits all face shapes.
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8-Piece Packing Cube Set for Backpackers
Stay organized with this 8-piece packing cube set. A must-have for every backpacker—fits easily in your rucksack, separates clean from dirty, and saves packing time.
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Foldable Water Bottle for Backpackers
Save space in your pack with this foldable, leak-proof water bottle. Lightweight and perfect for hiking, city exploring, or airport security. Reusable and eco-friendly.
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